Reference

Our Terms, Your Rights at 143matak

Every account on 143matak operates under a clear set of legal conditions — your data, your account activity, and your payment records are handled according to the policies…

Account TermsPrivacy PolicyCookie PolicyData RetentionJurisdiction Clause

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What Our Legal Terms Actually Cover

143matak Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

When you open a 143matak account, you enter into a binding agreement that governs how we collect, store and process your data, how your account is managed, and under what conditions access may be modified or suspended. Our terms apply to all interactions on the platform

1
— deposits made via UPI, Paytm or PhonePe are subject to the same transaction-record retention rules as any other account activity. We do not sell your personal data to third parties, and your payment details — whether linked to UPI, Paytm or PhonePe — are stored
2
using encryption at rest. If a term conflicts with applicable Indian law, the applicable law takes precedence. We revise these terms periodically; continued use of the platform after a revision constitutes acceptance of the updated conditions.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

LEGAL CONTACT PATHS

Reach Us on Policy Matters

If you have a question about our terms, wish to request access to your personal data, or need clarification on how a specific policy applies to…

HOW WE HANDLE DATA

Security, Retention and Account Integrity

Our legal obligations extend beyond a document — they shape how every part of 143matak operates, from the moment you verify your account to the day you request deletion of your data.

Data Collection Scope

We collect only the data necessary to operate your account — identity verification details, transaction records and session logs. No data is gathered beyond what is required for account management and fraud prevention under applicable Indian law.

Cookie Handling

Cookies on 143matak fall into functional and analytical categories. Functional cookies keep your session active; analytical cookies are anonymised. You can manage cookie preferences through your browser settings at any time without affecting your account access.

Account Security

Accounts are protected by hashed password storage and session-token expiry. Suspicious login attempts from new devices trigger a verification step before access is granted, reducing the risk of unauthorised entry to your account.

Retention Periods

Transaction records, including UPI and PhonePe deposit logs, are retained for the period required by Indian financial regulations. After the mandatory retention window closes, data is deleted or anonymised in accordance with our published schedule.

Your Right to Access

You may request a copy of all personal data we hold against your account at any time. Submit the request through the account portal or by email, and we will prepare a structured data export within the statutory timeframe.

Erasure and Corrections

If your account data is inaccurate or you wish to request erasure where legally permitted, contact support with the relevant details. We will confirm the action taken and the data fields affected within 72 hours of processing your request.

Common Questions About Our Legal Terms

The questions below address what visitors from India most commonly ask about our policies — covering data rights, account conditions, cookie use and how to reach us when a legal matter arises.

We collect the information needed to verify your identity, process transactions and maintain your account — name, contact details, payment method identifiers such as your UPI handle, and session activity logs. Nothing beyond what is operationally necessary is gathered.

Deposit and withdrawal records, including those made via Paytm and PhonePe, are retained for the period mandated under applicable Indian financial regulations. Once that period expires, records are deleted or anonymised according to our documented retention schedule.

Yes. Submit a data-access request through your account portal or by email to our support address. We will compile a structured export of all personal data held against your account and deliver it within the statutory timeframe required under applicable law.

Contact our support team with the specific data field you believe is inaccurate, or state clearly that you are requesting erasure where legally permitted. We confirm the action taken and the affected fields within 72 hours of completing the process.

We do not sell personal data. Data may be shared with payment processors — such as UPI infrastructure providers — solely to complete your transactions, and with regulatory bodies where Indian law requires disclosure. No data is passed to advertisers or data brokers.

We notify you of material changes by posting an update notice on the site. Continuing to use the platform after the notice period constitutes acceptance of the revised terms. You can request a summary of what changed by contacting our support team.

Access depends on local law and is available where local law permits. It is your responsibility to confirm that using our platform is lawful in your specific state or territory. Our legal terms are governed by the applicable laws of the jurisdiction in which access is permitted.

Our Terms, Your Rights at 143matak

Reach Us on Policy Matters

Security, Retention and Account Integrity

Data Collection Scope

Cookie Handling

Account Security

Retention Periods

Your Right to Access

Erasure and Corrections

Common Questions About Our Legal Terms

01 What personal data does 143matak collect when I open an account?

02 How long are my transaction records kept?

03 Can I request a copy of my personal data?

04 How do I request correction or deletion of my data?

05 Does 143matak share my data with third parties?

06 What happens if the legal terms are updated?

07 Is access to 143matak available across India?

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